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Insurance That Has Your Best Interests at Heart

Find peace of mind from your friendly neighborhood agency, Southside Insurers, Inc.

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Learn About Southside Insurers, Inc.

Southside Insurers, Inc. is an agency made for you by a team of agents who care. Backed by over half a century of experience, we are dedicated to serving each and every client with the highest level of service and offer coverage that makes a difference.

We bring a personal touch to insurance because we live and work in the same place you do—Virginia. We take the time to build relationships and get to know you, and we use our background knowledge of the region to help you find protection from the risks you face.

As an independent agency, we represent top-rated carriers to help you find the coverage you can feel confident in. And as your friendly neighborhood agents, we are happy to serve in your best interests each step of the way.

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Insuring Virginians Just Like You

Virginia is the place we at Southside Insurers, Inc. calls home, and we are proud to offer you, your family, or your business with insurance that has a personal touch. Contact our local office in South Hill, VA, we’re happy to help whether you walk through our doors, call us, or contact us online.

We Care—and It Shows

Read our reviews and see why you should switch to Southside Insurers, Inc.

“I’ll never go to anybody else! Such amazing staff and customer service.”

Emily N.

Coverage You Can Be Confident In

Southside Insurers, Inc. offers a variety of personal insurance, Medicare, and business insurance solutions to help you protect what matters most.

Personal Insurance

Medicare Options

Business Insurance

Insurance by Industry

Other Insurance Specialties

The Independent Agency Advantage

What makes our independent insurance agency different?

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

An Independent Agency Gives You Options

We proudly represent a variety of insurance companies to bring you options to choose from.

Say Hello to Our Team

Our team of friendly, local insurance agents are happy to help. Get to know us and get in touch today!

Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

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